Workers’ Compensation Benefits You May Be Entitled To
Through the workers’ compensation system, an injured employee can receive a limited wage-replacement benefit (usually 70% of their average pre-injury weekly wage) and medical care for the injury, regardless of who was at fault. You are also eligible for an impairment rating if you suffered permanent impairment as a result of your work-related injury. This rating, which is measured as a percentage of your whole body that is permanently impaired according to the 4th Edition of the AMA Guides, entitles you to compensation for 3 weeks for every percentage point.
Most of the time, the insurance carrier will dispute part or all of your benefits and medical care because they are trying to contain costs and limit their liability. They are familiar with the workers' compensation system and skilled in their work. Insurance companies are for-profit businesses watching their bottom line—not what you and your family need.
Workers’ compensation insurance can also provide limited burial costs and death benefits for beneficiaries in the event of a work-related death. There are also longer-term benefits for the most severely injured workers as defined by statute or the AMA Guides. To ensure that you are obtaining all of your potential benefits, we recommend that you hire a workers’ compensation attorney to represent you. Our San Antonio work accident attorneys can assist you in navigating the complicated Workers’ Compensation system to attempt to receive all possible benefits and compensation that you may be entitled to.