San Antonio Work Accident Lawyer Overview

Workers' Compensation: Reporting, Filing, and Claim Support

If you have been injured on the job and your employer carries workers’ compensation insurance, you must report the injury to your employer within 30 days and file a claim with the Texas Department of Insurance, Division of Workers’ Compensation. For assistance filing a claim, contesting a dispute, or getting medical treatment, call us today for a no-risk consultation about how we can help you with your workers’ compensation claim.

Welcome to Espinoza & Brock

Welcome to Espinoza & Brock

Espinoza & Brock Top Workers’ Compensation Representation in San Antonio

The last thing you need after being hurt in the workplace is to try to figure out how to handle complicated forms and procedures for your claim.  You need someone who has experience handling workers’ compensation insurance claims and cases. Amanda J. Spencer, Workers' Compensation Partner at Espinoza Brock, is bilingual and certified as a workers’ compensation expert by the Texas Board of Legal Specialization. She is one of only a handful of Claimant’s attorneys in the State of Texas who is Board Certified, and is the only Board Certified workers’ compensation claimant’s attorney in the Greater San Antonio Area. She and her team of trained professionals and staff work hard to advocate for injured workers in and out of the courtroom. At Espinoza & Brock, our San Antonio work accident attorneys stay abreast of the ever-changing workers’ compensation laws to ensure the best possible outcomes for our clients, so you can focus on getting better. We know what your job means to you and how difficult it is for you and your family when you can’t work. Your case is important to us, and we want to help as many families as possible. To us, you are family. Schedule a no-risk case evaluation with a workers' compensation attorney in San Antonio today.

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Workers’ Compensation Benefits You May Be Entitled To

Through the workers’ compensation system, an injured employee can receive a limited wage-replacement benefit (usually 70% of their average pre-injury weekly wage) and medical care for the injury, regardless of who was at fault. You are also eligible for an impairment rating if you suffered permanent impairment as a result of your work-related injury. This rating, which is measured as a percentage of your whole body that is permanently impaired according to the 4th Edition of the AMA Guides, entitles you to compensation for 3 weeks for every percentage point. 

Most of the time, the insurance carrier will dispute part or all of your benefits and medical care because they are trying to contain costs and limit their liability. They are familiar with the workers' compensation system and skilled in their work. Insurance companies are for-profit businesses watching their bottom line—not what you and your family need.  

Workers’ compensation insurance can also provide limited burial costs and death benefits for beneficiaries in the event of a work-related death. There are also longer-term benefits for the most severely injured workers as defined by statute or the AMA Guides. To ensure that you are obtaining all of your potential benefits, we recommend that you hire a workers’ compensation attorney to represent you. Our San Antonio work accident attorneys can assist you in navigating the complicated Workers’ Compensation system to attempt to receive all possible benefits and compensation that you may be entitled to.

Work-Related Injuries Typically Covered by Workers’ Compensation Insurance Include but Are Not Limited To:

  • Spine injuries (cervical, thoracic, lumbar)
  • Joint injuries (shoulders, knees, elbows, ankles, wrist, etc.) 
  • Loss of limbs or amputations
  • Head injuries (traumatic brain injuries, concussions, etc.) 
  • Nerve injuries 
  • Eye injuries or visual disturbance 
  • Hearing problems
  • Repetitive trauma injuries 
  • Occupational diseases
  • Fractures, contusions, burns, lacerations and sprains, etc. 
  • Death

Some Typical Disputes That Arise When Handling Workers’ Compensation Claims Include:

  • Compensability Disputes (whole claim denied)
  • Extent of Injury Disputes (limiting the injuries)
  • Disability Disputes (limiting the wage replacement)
  • Impairment Ratings
  • Supplemental Income Benefits
  • Change of Treating Doctor
  • Death Benefits 
  • Lifetime Income Benefits 
  • Travel Reimbursement 

Why Injured Workers Trust Amanda J. Spencer

Amanda J. Spencer leads the Workers’ Compensation Department at Espinoza & Brock and has represented injured workers throughout Texas for nearly two decades. She is Board Certified in Workers’ Compensation Law by the Texas Board of Legal Specialization, a distinction held by only a small percentage of attorneys in Texas.

Amanda is currently the only Board Certified workers’ compensation claimant’s attorney in the Greater San Antonio area. She has handled thousands of workers’ compensation cases through the administrative court system, including Benefit Review Conferences, Contested Case Hearings, and Appeals Panel proceedings.

She is also frequently invited by the Workers’ Compensation Section of the Texas State Bar to speak at advanced legal conferences on topics including traumatic brain injuries, Supplemental Income Benefits, Designated Doctors, and occupational diseases.

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Call Us Today for Your No Risk Consultation with a Workers’ Compensation Attorney and See How We Can Help with Your Claim

There are many requirements, rules, laws  and deadlines that apply to your case.  Thomas Jefferson coined the phrase, “Ignorance of the law is no excuse,” and that still applies today.  You, as an injured worker, are presumed to know everything written in the laws, rulebooks, and case law, and if you don’t meet every requirement, you could lose entitlement to treatment and compensation for your injuries.  Don’t risk your health and livelihood.  Call us today to discuss how a workers' comp attorney in San Antonio can help you with your claim.  Let us take the weight of knowing the law off your shoulders and trust us to help you maximize your claim to get you everything you are entitled to.

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Workers' Compensation FAQ

How do I report a workers' compensation injury in Texas?

What benefits am I entitled to under Texas workers' compensation?

What happens if the insurance carrier disputes my claim?

Can I choose my own doctor for a workers' compensation injury?

What if my injury caused a permanent disability?

Does workers' compensation cover occupational diseases and repetitive trauma?

Do I need a lawyer for a workers' compensation claim?

What if my employer does not have workers' compensation insurance?

How long does a workers' compensation case take?

How do I report a workers' compensation injury in Texas?

You must notify your employer of your injury within 30 days of the incident or within 30 days of discovering a work-related illness. You must then file a claim directly with the Texas Department of Insurance, Division of Workers' Compensation within one year of the injury date. Missing either deadline can jeopardize your claim.

What benefits am I entitled to under Texas workers' compensation?

Injured workers covered by workers' comp may receive payment for medical treatment, a wage replacement benefit of approximately 70% of their pre-injury average weekly wage, impairment income benefits if a permanent impairment rating applies, and in fatal cases, limited burial costs and death benefits for eligible beneficiaries. The insurance carrier frequently disputes these benefits, which is why having an attorney matters.

What happens if the insurance carrier disputes my claim?

Insurance companies are for-profit businesses with strong incentives to limit what they pay out. Disputes can involve denying the entire claim, challenging the extent of your injuries, limiting wage replacement, or disputing your impairment rating. Espinoza & Brock handles all of these disputes and advocates for injured workers through the Division of Workers' Compensation process and, when necessary, in court.

Can I choose my own doctor for a workers' compensation injury?

There are rules that govern treating doctor selection under the Texas workers' comp system. Generally, you will be assigned or guided toward a network physician, and changing doctors requires approval. An attorney can help you understand your options and, when appropriate, advocate for a change of treating doctor if the current arrangement is not serving your recovery.

What if my injury caused a permanent disability?

If your injury results in permanent impairment, you are entitled to impairment income benefits calculated using the AMA Guides, 4th Edition. You receive three weeks of compensation for each percentage point of whole-body impairment assigned. For the most serious injuries, lifetime income benefits may be available by statute. These ratings are often contested by insurance carriers.

Does workers' compensation cover occupational diseases and repetitive trauma?

Yes. The Texas workers' compensation system covers occupational illnesses and diseases that arise out of work conditions, as well as repetitive trauma injuries such as carpal tunnel syndrome or chronic back injuries that develop over time. Proving these claims can be more complex than a single incident, but they are compensable.

Do I need a lawyer for a workers' compensation claim?

You are not required to have one, but the workers' compensation system is complicated, full of deadlines, and administered by insurance carriers whose interests are opposed to yours. Amanda J. Spencer, Workers' Compensation Partner at Espinoza & Brock, is Board Certified in Workers' Compensation Law by the Texas Board of Legal Specialization, one of the only claimant-side attorneys in the Greater San Antonio Area with that credential. Having her and her team in your corner makes a real difference.

What if my employer does not have workers' compensation insurance?

Non-subscribing employers in Texas give up key legal defenses and can be sued directly for workplace negligence. In many cases, this opens up broader compensation than the workers' comp system would provide, including damages for pain and suffering. Espinoza & Brock is one of the few firms in Texas that handles every aspect of both subscriber and non-subscriber injury cases.

How long does a workers' compensation case take?

It depends on the complexity of the injuries, the disputes raised by the insurance carrier, and whether the case goes to a contested case hearing or court. Some straightforward claims resolve within months. Others involving serious injuries, denied claims, or impairment disputes can take a year or longer. The firm keeps clients informed throughout the process and works to move cases forward as efficiently as possible.

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Why You Should Hire a Workers’ Compensation Lawyer in San Antonio After a Workplace Injury

A workplace injury can disrupt nearly every aspect of your life. From mounting medical bills to missed paychecks, injured employees are often left wondering how they will support themselves and their families while recovering. If you were hurt on the job, understanding your rights under Texas workers’ compensation laws is critical.

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